MBD Legal Collections (Pty) Ltd

[Citizen X]

Hi all. Has anyone had dealings with the above company (MBD)I asked him to mail me a statement showing the balance owing and he got extremely angry saying that I must promise to pay the account before he will send me a statement. I told him that I will not promise anything and that he must please let me know what the balance is and send me a statement as how can I pay something if I don't know what the balance is. He once again insisted that I make a promise to pay reminding me that the conversation is being recorded. I said no, I will not promise anything and that everything sound to me rather suspicious of which he lost his rag completely and demanded my ID number of which I put down the phone. Something is very screwy here!

Based upon the given scenario, it seems that the gentleman that you spoke to, wants you to acknowledge debt. Once you acknowledge debt, prescription starts to run de novo (starts afresh).

I would simply say, 'I deny liability, there is no debt and the debt is prescribed.'

Whilst I can't be certain, based on the given facts, it seems that it is the interest or legal costs that are being sought here.

Have a look at this #82