If you are only in danger of losing your vehicle, then phone the bank and make arrangements. Keep notes of everything! It seems like your car is still fairly new, so do your best to keep it. NB! Even if you hand your car back willingly, it still counts as a repossession, and you will still owe the bank.
I have been where you are - I know it's difficult. But you need to get your head straight and take charge right now. I would not pay the debt councillors another cent. They are mostly a bunch of thieves.
Save the most important asset first. Normally that is your car, because you need it to get to work.
Pay your creditors exactly as per the distribution list, with the same amounts, but directly. Keep proof of every single thing.
NB! Fetch your whole file from the thieves and contact the important creditors yourself (a tv licence or clothing account is NOT a necessity. Car, house, food, electricity, those are. Get written agreements from everyone!
Vanash has done excellent work in the prescribed debt area (expired debt).
When you are calmer, browse that thread for info.
Good luck, and stay strong.