You can not expect answers from me, you did not put your money into my account.
Thats the point you missing, I go with what I think can work for me..and I can afford to lose if it goes south
But what the hell gives you the right to claim anything from me? I did not say you must put your money, I did not make up your mind for you
I merely said there are other munerous entities out there that offers different options or services
And the best thing is that those sites have their respective contact details and its an indivuduals choice to make contact with them or do as much research as they want