it seems just about every second day i hear of peoples accounts getting cleaned out...or multiple withdrawls which in fact exceed their daily limits yet they still manage to take the money...do we start hiding our money under the bed againt to keep it safe? or "can" the bank keep our money safe ...and the next question is how much is it costing us as the customer to pay for all the money lost by the bank...because i am sure the bank isnt paying the the loss.