I'l be honest - if the paperwork matches the advertising, I'm pretty sure this isn't a pyramid scheme or scam. Discounting notes is as old as money, and this isn't far off it.
The names and operations I found connected to this also pretty much checked out fairly favourably.
However I confess, I'm also curious about how the trust absorbs and finances the losses though.
And where the referral money comes from.
Perhaps an agent's commission agreement with the seller of the "note"?
About the only option that comes to my mind just at the moment.
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