I have just read this and it is a sorry situation.
One of the things you could do is perhaps look at is to go to a good financial professional and look at putting the company under debt administration. This could buy time (3 months), while the financial professional negotiates payment terms.

The NCA should cover a loan to a company of up till R250 000 and a few other factors such as the turnover being below a certain amount.

However keep in mind if you sign surety for a company loan that falls outside the NCA, even though the individual is covered in their personal capacity if they loan the money in their own name, this is not so if you sign surety for a company, where the loan falls outside the NCA.