I'm wondering how a client would "suffer damages" as a result of this?
The whole issue of accessing "uncleared effects" only becomes a problem when the depositbouncesis returned unpaid...
A discussion about exactly what should constitute uncleared effects in this modern era could be interesting too. For local transactions you know within 48 hours maximum if the problem is insufficient funds. After that you start heading into the territory of disputed transactions and fraud, which is a slightly different problem and imho deserves to be seperated from uncleared effects as an issue.
Did you like this article? Share it with your favourite social network.