We have installed a fair amount of load shedding solutions and backup power systems (Axpert and battery only) for offices in commercial and industrial and a few domestic applications, had numerous complaints about increased utility bills, but never really studied each setting. Last week I was busy running some tests and took note of how often the inverter charge light and fan was switching on, it happened a lot. I should connect a recorder and to see how much it added to the bill.
Having a backup system without solar is going to increase your bill, by how much I cannot answer that question.
The idea of this thread is to figure out how to optimise the settings.
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