Bonding and earthing the panel frames is not only in case of any leakage, but extremely important on houses with overhead supplies, irrespective of whether the panels are class II rated or not. If the overhead wire breaks and touches the panel frame, you will want that supply to disconnect immediately otherwise the frames are "live". This can only be achieved by earthing the frames. This is the same reason that metal roofs, gutters and down pipes must be earthed.
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