Isetech,
Despite how this thread started, you have brought much interesting information to the table and you have raised some good points in your argument. Your due diligence is to be commended and I personally would like to thank you for the above posts.
As a contribution, I want to add that I bought an led fitting last week which had a fuse. The fuse was intergrated into the connection block. The live connection was longer than the others with a push in fuse between the two terminals, similar to what is found in a car but incorporating a glass fuse.
I have included a screenshot of a similar connector block with fuse
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