Quote Originally Posted by raf View Post
if you had R400 000 from a previous propery would you

invest the whole amount into your new property to keep the repayment low or invest the the whole amount in a investment and use the monthly interest
to pay some of your new bond...or just invest the whole amount in a long term equity for 15 to 20 years. alternatively

buy a small bachlor flat cash and use the monthly income to put into your new bond or sell it later for a profit or buy a small business.

any suggestions ?
A year ago I would have suggested that you dump the money into your existing property as the rate at which the property prices were growing was equal to none.

Things has changed since then and Standard bank issued a statement yesterday that the property price growth is down considerably. However there is still a large demand for property which means to me that rentals should be in high demand.

I am no investment professional but I would suggest that you check out flats or houses that are about to be repossessed by the banks and pick up a property that are below value and rent it out. That way you have property that is already worth more than what you pay for and you earn a decent income of it each month.