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Thread: A really dumb insurance question

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    A really dumb insurance question

    So my geyser "pops", no problem i have insurance.

    Insurance company sends out a "plumber" who removes and replaces my geyser, everyone is happy.

    6 months later i decide to sell my house (this is a true story) The electrical inspector arrives to do the electrical inspection report.

    The inspector fails the geyser wiring for a number of reasons. The earth was not reconnected (extremely dangerous). The conduit is was removed and not reinstalled, now there is open wiring. Besides all the other issues, like the roof leaking because the plastic was removed and not replaced and a few other things.

    My question to the insurance company - Will you pay out if my house burns down due to an electrical problem related to the illegal geyser connection. What happens if i get get electrocuted while standing in the shower, do i have a claim against the insurance company.

    Considering a claim can be rejected due to smooth tyres on a vehicle, even if the incident had nothing to do the tyres. Dont you think insurance companies of all people should be using registered legit companies to carry out geyser replacements?

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    Site Caretaker Dave A's Avatar
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    So are you going to call back the contractor to fix their shoddy workmanship?

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    Quote Originally Posted by Dave A View Post
    So are you going to call back the contractor to fix their shoddy workmanship?
    you know the saying...if you want something done right...do it yourself.

    what i would like to do is send the insurance company the bill.

    anyone have the stats of how many geysers are replaced by insurance companies a day/week/month...to give you an idea of how big this problem this problem is.

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    Junior Member 2Conn's Avatar
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    IF you do understand how this geysers works, why haven't you done anything to protect yourself from such activity ? Are you allowed to do that by yourself ? I bet the plumber from insurance company is really the cheapest option for which you should really go.

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