I bought a product from a private person , We agreed on I pay 75% upfront , when I receive the product and everything is working I will pay the rest .
Last night I made the final EFT payment (fully paid now), we use different banks so money will probably only show in his account Tuesday. I have send the confirmation detail with the reverence numbers
no were in our discussion we made a deal for I must make a instant payment.

No he wants to cancel the deal because he wanted his money instant.

Am I the legal owner of the product even tho the money is not yet in his account ?