Quote Originally Posted by Phil Cooper View Post
Hi

I would lodge a complaint with the FSB.

But, if they are repudiating their client's claim, regrettably that will affect you - your claim is part of his claim.

All you can do is take legal action against him in his personal capacity to recover the damage - which may take forever.

Unfortunately, you are in the catch 22 position. People who cannot afford insurance actually cannot afford NOT to have insurance - if something like this happens you cannot afford to fix the vehicle either (NOT getting at you!).

You can get the Injury claim form for the RAF off their website. But according to the press they are R147-bn in the red....

Hi Phil

Thank you kindly for all the information, it is really appreciated!

Yes, two others also advised to take legal action against the driver, but also that this will take years & I will most probably never get anything out of him.

And yes, I couldn't afford insurance but also couldn't afford to be without it. Regret always comes too late. I now wish I made a plan & rather go without something else.

RAF in arrears? OMW... not good! I went to the doctor yesterday as I started to get a lame feeling in my back and legs. Luckily the neck and back injuries is not too severe, but doctor also diagnosed me with a concussion and perforated eardrums! And overstressed. So now there's even more injury than initially thought...