Thanks Christel. Its the last bit of your answer that I am hoping for some clarification on. Is it above board to pay someone a monthly amount, be it a pension or as part of a retrenchment deal and not classify it as a salary, with all the complications that go along with that?

The tax directive is not really possible I don't think, because they will want to know the amount of the payout. This we don't know as we will be paying her each month for the rest of her life. It could be one month or 20 years, so the value is unknown.