I think most of the respondents so far have missed the challenge here -
If you're just buying stuff via Paypal, it's as everyone says - just register direct with Paypal and load your credit card (or cards) against the account.
However, if you are going to be receiving payments from other folk into your Paypal account, things change rather substantially - you need to upgrade your Paypal account to a merchant account.
In many parts of the world this is as simple as a click and confirming a few things. However, if you are a South African citizen resident in South Africa, I regret to advise the only way to do it (at least officially - there may be ways to circumvent this but I don't personally know of any) is to link your Paypal account to an FNB account.
It's something to do with our Foreign Exchange regulations...
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