I have come up with a great next name for you once you are beyond ordinary.....(drum role)......”Legionnaire!” its like League but better, what do you think?

Back on topic, I am 30 and most of my friends or peers live on credit, I don’t. I don’t buy things I can’t afford, Most things, obviously with some exceptions. A good credit record is good, but it can be bad too if you stupid. The more you borrow the more you can borrow, but just because you can does not mean you should. Only ever take on a new dept if you can comfortably pay twice the instalment each month. Be very careful of credit. Rather be wealthy one day than look rich today.