Besides this regime's propensity for fixing things that are not broken, I cant help wondering "why"? Does anyone perhaps know how it affects bank charges?

I received an interesting take this morning:
"A question was posed as to whether accepting the "terms and conditions" as you mentioned is not perhaps impossible to do by tax practitioners as you have to be a legal party to the bank account in order to do this and as a tax practitioner, you do not have signing powers on your clients' bank accounts and by selecting the debit pull option without signing powers, you could be committing a criminal offence. Is this understanding correct? Further problems with this proposed change are as follows:
• It is not possible to implement in respect of tall taxpayers particularly those who do not do electronic banking or have no access to the internet (such as farmers and fishermen who may be at sea).
• Practitioners appointed to submit and pay for taxes cannot access the client's bank accounts.
• Clients use practitioners to have payments made on time. What if client is not contactable to authorise payment?
• Employees in a company responsible for payment of eg PAYE do not necessarily have access to the bank account to release payments.
In addition, there is also a problem with the requirement that tax practitioners need to all get a USER ID for a credit push instead of the old method of debit pulls. Further details on this would be appreciated as on phoning Standard bank for this it was established that they do not issue these User IDs to non - business banking clients. So the questions is what are all the individuals going to do who use normal banking? These changes are thus causing major problems for tax practitioners and will definitely cause lots of penalties to be incurred. Your guidance and advise us on the way forward would be greatly appreciated".