Wouldn't be surprised if it's the same crowd I was referring to in my OP. Quite a shrewd way to build a practice in a small town. Small town lawyers around the country should be licking their lips.
Now that's a letter that would be handy to attach to this thread - minus any personal information that might embarrass anyone, of course.
I have to say I considered raising the jurisdiction issue - but ultimately raising it seemed to be merely delaying the inevitable - and adding costs.
Of course, if jurisdiction is being deliberately abused by the creditor and can be opposed without significant cost to the debtor, it does become very tempting to pursue it anyway - if for nothing else but to put a halt to this dubious practice.
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