Debt

[Blurock]

Yes, I do. I was retrenched a few months ago but found other work in the same company. But my new salary now is a few thousand less.

I've looked for other work but other companies pay even less than I am getting now.

Working full time with small kiddies does not leave you much opportunity for a home industry type of sideline. Keep knocking on doors and look for opportunities, also with other institutions.

Do not be content with just doing the job you are doing now. The boss is unlikely to promote you or give you a raise unless you keep knocking on the door. Keep learning new skills. Make yourself indispensable. You do not have to acquire a formal degree etc but if you were a filing clerk 10 years ago and you are still a filing clerk there is something wrong. I am sure things will work out for you as you are not content with the status quo, but are looking to change your circumstances.