Thanks Dave A,
I agree and that's what worries me. The consequences would probably be severe but you cannot squeeze water from a rock.
Okay, well not at the moment anyway. I know that my business will pickup soon. But how do I show the creditors this if I am on Debt Counseling?

It seems as if the Debt Counselors are no longer interested in your problems once they have received their money which was all upfront. All I get from them is "Good Luck" and "Sequestration"