Good day Darkangelyaya,

No offence taken.
We are 100% familiar with our process, as we have been doing it for a very very long time. It has never been necessary for us to issue a summons against a debtor, as they usually start paying after receiving their Letter of Demand.
We have never had the means to send summons or obtain default judgement against a debtor.

The other thing is, we are in a very competitive industry, so everything you learn is the hard way, by means of trial and error. Due to there being so many debt collectors, they never share their methods, nor does attorneys tell you anything, because they want you to make use of them. Everyone always thinks about their pockets first.

I am also very aware that a plaintiff or a plaintiff's attorney can issue a summons. The reason why I asked, is due to the fact that we take on the client's debt from the debtor. So, in essence, the debt becomes our company's debt. Will this not enable our company as being the plaintiff?

Kind Regards