rolling credit cards doesnt help...and these debit assist companies arent making it any better either.

i am yet to hear of anyone actually improving their debit situation by going under debit review...with asistance from these new loan sharks (debit assistantance)

it is like my situation with the utilty...the only reason i can afford to pay back the R10 000 loan i have agreed to with the utility...the fact that the interest rate is only 3 % and i have reduced my bill by more than the 60 % per month.

my concern with these loan sharks which are suppose to assisit you with your outstanding bills...if you couldnt afford the outstanding bills before how do you do it now...with additional fees and admin costs.