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Hi Murdock,
Been with FNB for some years now, however a huge chunk of money floats through my account monthly, so I may be in a different category.
However
Nor sure what you mean - Drwing money from a different bank - is this with your DR/CR card? Fees are high
Internet is way much easier than Stranded - more friendlier easy to navigate
I have a business banker appointed to me, but never see them, maybe once a year when they are renewing my overdraft
Increasing Internet payment limit can only be done through a call center - number on bottom of page with a reference number which comes up when you are banking. Quote the account number and reference number and jump a few hoops and done.
What I have done is I have created a separate profile, which has a limited features and has a limited amount of payment. I can change this any time from the main profile. So the main profile I use occasionally which has all features. I use the created profile to do my payments with However if it gets compromised, they can not make payments to any accounts, only the beneficiaries that I have created on the system. If I have to pay someone who is not on the beneficiary list, then I use the main profile, and only do this from my personal computer. You also have the Cellphone app which can do all your banking as well.
Not sure about the overdraft, because it depends on how much, you need to sign paper work for this because of the risk factor on the bank.
Not sure what the charges are for returned debit orders. Check FNB Pricing Guide
I can not remember when I went to a branch to do any paperwork involving the accounts.
Been with FNB for some years now, however a huge chunk of money floats through my account monthly, so I may be in a different category.
However
Nor sure what you mean - Drwing money from a different bank - is this with your DR/CR card? Fees are high
Internet is way much easier than Stranded - more friendlier easy to navigate
I have a business banker appointed to me, but never see them, maybe once a year when they are renewing my overdraft
Increasing Internet payment limit can only be done through a call center - number on bottom of page with a reference number which comes up when you are banking. Quote the account number and reference number and jump a few hoops and done.
What I have done is I have created a separate profile, which has a limited features and has a limited amount of payment. I can change this any time from the main profile. So the main profile I use occasionally which has all features. I use the created profile to do my payments with However if it gets compromised, they can not make payments to any accounts, only the beneficiaries that I have created on the system. If I have to pay someone who is not on the beneficiary list, then I use the main profile, and only do this from my personal computer. You also have the Cellphone app which can do all your banking as well.
Not sure about the overdraft, because it depends on how much, you need to sign paper work for this because of the risk factor on the bank.
Not sure what the charges are for returned debit orders. Check FNB Pricing Guide
I can not remember when I went to a branch to do any paperwork involving the accounts.
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