Originally Posted by
bjsteyn
Hey @AdrianH, i feel your sentiments. About a 2 years back, i was earning about R3500 (doing computer programming, believe it or not). I was working at the company for about 3 months, yet FNB gave me a lone for R25000 and I had to pay back R50000 over 3 years.. That was my first real permanent job, up until that point i was working for myself and i was not getting by because it is hard to work for yourself if you don't have transport. So i said OK ill take the job, it is something to put on my CV and thought they are just gonna look if i can do the job and raise my salary and they will relise that i know what i am doing. Didn't have transport and took out the loan, so i can get my own business going partime, doing IT stuff. I baught a new bike and after 6 months i was only earning R3800. I realised, im gonna go nowere at that company, as they want quantity not quality and was getting behind on my loan repayments. So i decided to quit the job, hell i could earn more working for debonairs. Neways, had to sell the bike, but still sat with the debt of about R42000.
I couldn't pay for a while and they handed me over to the lawyers. I have a solid job now, and have gotten what i ow down to R20000. But in March this year I made a payment for R1400, that 3 months later still hasn't been deducted off my fnb loan account, that i have paid interest on for 3 months that i shouldn't have. I have emailed the lawyers about 7 times about it and everytime i receive a return receipt that someone has read my mail (actually several per email, they definitly read it more than once) , but yet they do not respond to me.
I have also spoken to them on the phone about it about 3 times (When they make their monthly curtisy call, haha) and every time they say, they will look into it, yet nothing is done. So emailed them again and said i will not pay again until they sort it out.
Well today they phone me again (yes, i didn't make a payment this month. Took the money i normally paid them and invested as an short term investment to make back the interest i shouldn't have paid), and they threatend me that i will have to pay lawyers fees if i don't make a payment this month, yet i mention the missing money again. Again they said they will look into it today and get back to me, although that was second priority to them wanting a payment from me, and again they did not get back to me. They expect me to make a payment to them, yet R1400 of my money paid to them has gone missing and i have paid interest i shouldn't have.
I feel like taking them (fnb lawyers) to the lawyers and fnb as-well as a matter of fact. The lawyers for the R1400 that has gone missing, the interest i paid and all the stress they put me threw phoning 2 times, sometimes 3 times a month.(Haha, while im suing them why not add that!) . FNB because i was bound to fail on loan repayment on the salary i was earning, and they shouldn't have loaned me that money. I have no idee how they approved that loan. I wanted it, but they shouldn't have given it to me (now looking back)
If i could go back i would have never taken the loan in the place i was, but that is how you learn from your mistakes!
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