Both our supermarkets in the "platteland" had to be closed, as a result of the recession. We have a cc in place. Have lost everything and had no choice but to place our house on the market (not sold yet).

As we still owe an outstanding amount to our largest creditor we now have received threathing letters for the full outstanding amount to be paid in 10 working days.

Are we liable in our personal capacity as members of the cc to re-pay the debt? We do not at this point have any form of income.

Your input will be appreciated.