Aha! Now that, I believe, is where the wheels come off. You will stunt the tree and end up with less fruit in the medium term.
Being paid in arrears isn't that bad. It's not as if you are being paid for one year's effort. As a business owner you're being paid not only for the effort of one year, but also the residual benefit from all the years that have gone before.
Of course that doesn't help much if you aren't building a company with a residual benefit. But if you're not building that residual you're basically self-employed, not building a business.
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