You didn't really address the issues I mentioned above, but anyway ...
And there are thousands of other websites doing the same thing. What makes your's different.
No people are suspicious. We've all been hurt by scams before.
But your guarantee means nothing. How can you give a guarantee if you don't have $500? Your "guarantee" is nothing more than a promise made by a stranger.
Which makes people even more suspicious, because you are now doing something that is illegal in the UK. Why do you think they made it illegal in the first place?
Instead of ranting and blaming others, try and figure out ways to remove the obstacles I have already mentioned.
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