I was was Garnished R20 431. My employer deduct R1022 and the deduction commenced in December 2008. When i calculate the amount that i has been deducted so far is comes up to R18 463.20 therefore i assumed that my balance from the initial capital amount is R1 967.80 excl the interest rates and legal fees because the debt collectors advised me they will charge that when my capital is payed up. yesterday when i called them to enquire about my balance and as the calculations of legal & interest fees, i was told that my balance is R4947.09 from the initial capital and she confirmed that so far i have paid R18 463.20. But when i add these two amounts they don't come up to R20 431 its more that which is R23410.29. And when i ask them as to what is this R2 979.29 for the lady become to emotional and angry. they refused to explain to me in writing and show as how was this calculated.
My question is, If the court issue a garnishee on a certain amount for instance in my case it was R20 431 is it fixed or it can go up anytime? I feel that these people are trying to rip me off. I understand that this amount it excludes legal fees but when i ask them to give me the figures for legal fees they are refusing.
Please help me what can i do to prevent these sharks from ripping me off whilst its still early.
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