Maybe someone can advise about investing a substantial amount of money.
What I want is :-
An account similar to the Money Market which can earn a reasonable interest
One I can deposit and withdraw at will from (without having to pay broker fees)
Not a fixed term
Can be fixed interest rate
Can be linked to other accounts i.e. Cheque account
Option of signing power for spouse
Best institute to use, bank etc
I need to be able to draw on a monthly basis an X amount if I should need too.
Maybe a tall order but your advice appreciated