Hello there,

I acquired a credit card with Kulula back in 2005/2006 when my ex-husband was remodeling our house. We split in January 2008, and as per our divorce agreement he had to give me the money to pay the debt. This never happened, and i was not in the position to pay anything on this account. So as far as I can remember no payment has been made on this account since January 2008. I received a summons today from a debt collector attorney firm with the date stamp June 2011. They also forced a debit order on my cheque account for this debt. This has surely prescribed? Also, this summons has not appeared on any credit record in the last 3 years. I bought a car last year, my employer did 2 credit checks in 2012 before appointing me. I am at my wits end as my current position requires a clear record, and I would more than likely be fired if the summons is legitimate...