Here's a quick one?

Does anyone know of financing options for a Restaurant venture WITHOUT a business plan? - essentially looking to finance it as a personal loan; amount is in the region of R1 Million:

Here's the details:
1) As collateral, my assets are 2 other Restaurants:
a) One valued at R3.5million, pre tax profit in region of R100 000 a month
I also draw a POST TAX salary additionally of R41000 a month
Personal monthly expenses amount to around R30000 a month
b) Second Restaurant valued at R1million, pre tax profit around R30 000 a month

2) Puts my net monthly income around R120 000 a month post company and personal tax, with expenses around R30 000, and Assets for collateral EXCLUDING my property interests at around R4.5million

3) Finally, reason for NOT persuing the traditional bank route due to NOT wanting to submit business plan of restaurant for aquisition due to urgency of need of funds as restaurant likely to be sold within a month;


Please advise!

Thanx in advance....