Good Morning

I have noticed that there is a huge interest in matters relating to the NCA, debt counselling and financial matters. Because the NCA is so new and the case law is developing rapidly, things change rather quickly in this field. I have noticed that the postings are quite old and many of the questions that would have been difficult to answer then can be quite easily answered now.

I am starting this thread to answer any questions that any person may have regarding the NCA, debt counselling or related matters. I am a registered Debt Counsellor and informing and educating is an important aspect of this role. Surely I will also learn and grow from these interactions as well.

All the advice offered here is free. Should you have an issue for which you seek urgent and confidential advice, please feel free to e-mail me at munien@vodamail.co.za. Thats also free. I only charge to process debt review applications.