Here's my two-cent's worth [after one of our learned contributors appeared to take exception to my previous comment
1. Joan's first priority, in my opinion, is to have the judgment removed from the credit bureauxs' records. If the judgment was obtained in the Magistrate's Courts, which I suspect it was, then she can apply to have the judgment rescinded by means of an application to Court. This is usually a simple unopposed application if she can obtain a letter from the municipality to state that the debt is paid in full, that the municipality has no objection to the judgment being rescinded and that the municipality will not oppose such an application. Once she has the court order rescinding the judgment, this is submitted to the credit bureaux who have her on record in order to "clear" her name.
2. I would then claim the costs of that application [and any other damages she may have and which she can prove] from Peter. [Peter, you rat you, you are to blame for all the ills of this poor woman's world!]
3. Whether Peter declared the income from the property in his tax return is something we do not know and we cannot simply assume that he did not so declare this income. Assumption is usually the devil's advocate. To just report him to SARS on the assumption that he did not declare the income, is just pure harassment and vindictiveness. [Even if Peter is a rat. And we have not heard his side of the story, have we?]
4. Now, on to the Municipality and their attorneys. In many cases, a municipality, just like SARS, can in fact have summons served at the address of the property, unless the rate payer has informed the municipality otherwise. Once again, before we just jump to conclusions and want to "report the municipality's attorneys to the Law Society", let us first establish whether legally the municipality was entitled to have the summons served on Joan, as a co-owner and therefor as a co-ratepayer, at the address of the property concerned. [They may have that right in terms of the Municipal Systems Act or similar Law.] One must bear in mind that in terms of the Rules of Court, service of a court process does not necessarily have to be done on the defendant in person. I venture to guess that the attorneys for the municipality acted squarely in accordance with the law. And, as a matter of interest, the "Association of Law Societies of South Africa" has no disciplinary powers. That power rests within the Provincial law society of which that particular attorney is a member.
Sieg
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