Get paid.....blacklist your non paying clients

**Debbiedle** · 05-May-09, 02:05 PM

Definitely the route I would follow if necessary as the new credit act has made all the consumers aware of the importance of a good credit rating. But a question Quinn...how does this differ from a pure collection agency?

**QUINN** · 05-May-09, 04:33 PM

Originally Posted by Debbiedle

Definitely the route I would follow if necessary as the new credit act has made all the consumers aware of the importance of a good credit rating. But a question Quinn...how does this differ from a pure collection agency?

Hi Debbie,
A debt collection company will send letters of demand, accept payment arrangements on behalf of their clients. If the client then fails to make any payments the matter would have to be referred to an attorney that will start the collection process from scratch.
We offer an alternative to businesses and private individuals, if your defaulter will required credit in the next 3 years he will have to pay up. If he does not we list him on your behalf and he will have to pay before his name is cleared. try buying a car or a property with a listing.....

Don't get me wrong issuing summons is still the way to go but for R100 bucks you might save a few thousand

**Debbiedle** · 05-May-09, 05:24 PM

Hi again Quinn - I had a client mess me around with about R3000 the year before last, googled a debt collector and using/threatening/promising the consequence of the credit bureau listing, they were successful within a week or two.

They asked me one question before hand "had he at any time disputed that the monies were due?"

**QUINN** · 06-May-09, 10:03 AM

You probably had to pay 10 % collection comm. Around R300 rand.
It proves my point you can get the same result with R99 excluding Vat.

**garthu** · 06-May-09, 10:46 AM

If only had this a month ago... paying 2400 for a 24K collection... get this, he's paying 1k per month..

I suspect this would have worked with them as dont believe they couldn't pay it... but anyway, at least its coming

**Debbiedle** · 06-May-09, 01:59 PM

Originally Posted by QUINN

You probably had to pay 10 % collection comm. Around R300 rand.
It proves my point you can get the same result with R99 excluding Vat.

Aaah! The penny drops! Thks!

**QUINN** · 06-May-09, 03:09 PM

Again, this is just a first port of call so to say.
If we dont get results I would suggest a legal route.
There are many options here to, maybe I should look into some collection methods and get back to everyone. I have found that not all attorneys work the same and one might have a proven method.

**Dave A** · 06-May-09, 07:42 PM

That would be useful too, Quinn. Thanks.

**Yvonne** · 14-May-09, 04:02 PM

Quinn - Find a desperate need and fill it! Well done!!!

Once read that the most succesful debt collection service here in the U.S. merely "parked" a vehicle - very vividly sign written - Debt collector etc. in front of the residence of the defaulter!
The average defaulter paid fairly quickly!
But given that once upon a time people cared about their neighbours, and what their neighbours thought of their morals, wonder what their success rate is these days?

How fine is the legal line between "harassment" and fairness?

Bilking - I thought bilking applied only to unpaid bills for a restaurant or accommodation?
Can you lay a criminal charge for bilking for unpaid services, or rent deposits not returned?

I was under the impression one had to go the full legal route for recovery, before one could blacklist a defaulter.

Yvonne

**QUINN** · 14-May-09, 04:52 PM

Originally Posted by Yvonne

Quinn - Find a desperate need and fill it! Well done!!!

Once read that the most succesful debt collection service here in the U.S. merely "parked" a vehicle - very vividly sign written - Debt collector etc. in front of the residence of the defaulter!
The average defaulter paid fairly quickly!
But given that once upon a time people cared about their neighbours, and what their neighbours thought of their morals, wonder what their success rate is these days?

How fine is the legal line between "harassment" and fairness?

Bilking - I thought bilking applied only to unpaid bills for a restaurant or accommodation?
Can you lay a criminal charge for bilking for unpaid services, or rent deposits not returned?

I was under the impression one had to go the full legal route for recovery, before one could blacklist a defaulter.

Yvonne

Hi Yvonne
I is a common misconception that business must take the legal rout first.
As I said "LETS GET PAID FOR A CHANGE"