Results 1 to 4 of 4

Thread: A really dumb insurance question

  1. #1
    Platinum Member
    Join Date
    Apr 2010
    Location
    planet earth
    Posts
    1,886
    Thanks
    91
    Thanked 168 Times in 146 Posts

    A really dumb insurance question

    So my geyser "pops", no problem i have insurance.

    Insurance company sends out a "plumber" who removes and replaces my geyser, everyone is happy.

    6 months later i decide to sell my house (this is a true story) The electrical inspector arrives to do the electrical inspection report.

    The inspector fails the geyser wiring for a number of reasons. The earth was not reconnected (extremely dangerous). The conduit is was removed and not reinstalled, now there is open wiring. Besides all the other issues, like the roof leaking because the plastic was removed and not replaced and a few other things.

    My question to the insurance company - Will you pay out if my house burns down due to an electrical problem related to the illegal geyser connection. What happens if i get get electrocuted while standing in the shower, do i have a claim against the insurance company.

    Considering a claim can be rejected due to smooth tyres on a vehicle, even if the incident had nothing to do the tyres. Dont you think insurance companies of all people should be using registered legit companies to carry out geyser replacements?

  2. #2
    Site Caretaker Dave A's Avatar
    Join Date
    May 2006
    Location
    Durban, South Africa
    Posts
    21,712
    Thanks
    3,147
    Thanked 2,532 Times in 2,133 Posts
    Blog Entries
    12
    So are you going to call back the contractor to fix their shoddy workmanship?
    The trouble with opportunity is it normally comes dressed up as work.

    Alcocks Electrical Services | Alcocks Pest Control & Entomological Services

  3. #3
    Platinum Member
    Join Date
    Apr 2010
    Location
    planet earth
    Posts
    1,886
    Thanks
    91
    Thanked 168 Times in 146 Posts
    Quote Originally Posted by Dave A View Post
    So are you going to call back the contractor to fix their shoddy workmanship?
    you know the saying...if you want something done right...do it yourself.

    what i would like to do is send the insurance company the bill.

    anyone have the stats of how many geysers are replaced by insurance companies a day/week/month...to give you an idea of how big this problem this problem is.

  4. #4
    Junior Member 2Conn's Avatar
    Join Date
    Dec 2018
    Location
    Visby, Sweden
    Posts
    17
    Thanks
    1
    Thanked 2 Times in 1 Post
    IF you do understand how this geysers works, why haven't you done anything to protect yourself from such activity ? Are you allowed to do that by yourself ? I bet the plumber from insurance company is really the cheapest option for which you should really go.

Similar Threads

  1. [Question] Business insurance or Commercial Insurance?
    By SilverNodashi in forum General Business Forum
    Replies: 2
    Last Post: 16-May-17, 01:04 PM
  2. Short term insurance question
    By golfer in forum General Chat Forum
    Replies: 6
    Last Post: 10-Nov-13, 09:43 AM
  3. November 2010 Paper 2 Exam Question 1 and Question 2 (ANSWERS)
    By Fikani2010 in forum Electrical Contracting Industry Forum
    Replies: 10
    Last Post: 12-May-13, 10:49 PM

Did you like this article? Share it with your favourite social network.

Did you like this article? Share it with your favourite social network.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •