Hi All

I need advice. My two sisters and I have decided to start our own business. However one of us has a bad credit record and we are concerned with how it will impact our business in terms of applying for finance. We have decided to not include her in the initial business registration and only add her after she has remedied her credit record. We would however still like her to be a part of the business in the meantime as we need as much start up capital as possible. Please advise how we can have her as a legal partner/shareholder without formally adding her on to our business.