I received this query via the Contact Us link from Brian0807:

I took out a rental agreement on a printing machine with a cost of R104,000.00.
The rental agreement has an annual escalation clause of 15%.
After 19 instalments I phone for a settlement figure and was told I still owed R123,000.00. R19000.00 more than the printer cost. The settlement figure is worked on 41 months X monthly instalments. How is it possible to owe more than the printer cost after 19 instalments and under the new credit act can this still happen.