Hi All,

I have jewelry that I use on a daily basis, these items are covered under the All Risk section of my insurance policy.

The jewelry that is not used on a daily basis, and kept in the safe at home, it is covered in the household contents section of the policy and the insurance will only cover these items if it is damaged or stolen while it is locked in the safe on the property.

If I were to use items of jewelry from the safe that are not specified under the All Risk section of my policy, for one night, twice a year (for example), I understand that the items will not be covered for those two nights, but is there any way to get cover for these items for when I use them without specifying it under the All Risk section of the policy?

Any assistance would be greatly appreciated.