Let me start by saying this is not my day...
Tired of the scams, unsupported promises, unrealistic expectations on property prices, and generally bad performance of those out there who profess to offer investment opportunies, I would like to pose the following two questions to the forum:

Today - 2015 - what do you find to be a good investment and why. At risk of stating the obvious, please include what the return is that you are getting or expecting.

What investments has been a bad (or just plain ugly) experience for you and why?

Looking forward to your opinions and views - maybe it will make my day better!