The bank has handed me over because I don't have the funds to pay them! Now I just got a message saying the sheriff of the court will come and serve notice. Please tell me can the bank take my caravan????? If so, then I will have nowhere to live and will not be able to work.

I made two payments to Standard Bank when I could, obviously I'll pay when I can, but I'm just making the rent presently! And when I get stressed out, then my brain doesn't work that well, to do my work!

Should I sell the caravan for a minimal amount to a friend or something, so that I do not own it???

Awaiting any advice that will be appreciated.