Hi All,

I am new to this forum. I have 3 old debts that i couldn't pay off and they are on my credit reports. I have recently started paying them and within 6 months from now all 3 will be paid off. all of them have over 180 days of non payment. I don't have any judgments on my transunion report.

My question is, once i payed them off, how long will it take for those payed off accounts to dissapeer from my report?
Once they are payed off will it increase my score or only when they are gone from the report?

Im tired of not having to be able to open an account or not been able to get car finance because of that.

I need to build up my score.