My credit limit was adjustment was declined due to a judgement via Experian. After about 15 calls to them, lasting on average 20 mins- I eventually got some "leads" and figured out that I was sued by a dental practitioner in Walvisbay Namibia! What a joke..... I'm an SA citizen and my passport should be enough evidence to proof that I was never there!!! What legal steps can I take against this practitioner and how do I clear this off my credit record ASAP?