I have had 3 occasions in the last 4 months in which I have been knocked back financially, totaling a huge sum of money due to an employees negligence, most of my profit for the next 2 years.
So be careful in saying that it won't happen to me, the situation may change because of something not on your radar.
Like driving on the road, most accidents are caused by the actions of others, which affects you directly.
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