A question, I have a cc which is not being used at present for anything but there is a cheque account.

What i want to do is use the cheque account for wages payments ( because i pay a service fee every month for nothing), i would like to transfer my wages into this account and make sure ther eis 2 months wages available at any time and at the end of the year use it to pay leave pay and bonuses.

Can i use turn the cc into like a labour broker company?