In the last week I have twice quoted against Outsurance.

The one guy said that he was letting me as he was recommended by a friend, but did not expect anything, as the Outlaws were so cheap compared to his old Insurers when he transferred 2 years ago.

I saved the first guy 28%.

The second - who said I had no chance - 42.1%. Nearly R1,000 per month.

And - categorically - both have MUCH wider covers. ALL their goods are now on a full All Risks basis - and this means ANYTHING that they take out of the house is automatically covered....

So much for "saving lots of premium by cutting out the middle man"!