Dave,
Lets talk about these "collection costs" (sec 101 g). The amount due at the point of default is the trigger that must not be overstepped. Say the service was for R 500 and the sec 101 (b-h) add on was say another R 100. The client default at that point with no payments then the max for default is another R 600. With this measure the NCR tries to put a stop to ginormous collection costs.
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