I had to leave Dubai overnight as my Employer stopped paying our salaries and I knew I would be jailed for bad debt. Those debts have been handed over to South African Collection Agents. Can a judgement be passed against me? They told me that they have blacklisted me as I cannot pay the amount owed in full. They have refused a payment plan as I am only able to pay small monthly installments. How long will my blacklist remain on Experian?