Viny
(1)My house was repossessed in 2008 and got evicted same year. I found a new job and try to apply for new bond with different bank in November-2010; only to find out my house was never sold. Last month the bank promised to evict the people that are currently occupying the property but the interest will not be written off because the sale did not proceed. Since more than 3 years has passed, and the bank never contacted me, can i use your letter to write off interest which accumulated 4 years ago since i was under the impression that the Bank sold the property?
(2)I had credit card with “xyz” bank and stop payments in 2007 (no job no income). I found new job and open new savings account with same bank in 2010. Somehow they managed to link the credit card to my savings acc (online). Last month (November 2011) i start receiving emails from collectors demanding 2007-2011 payments with 40% discount option. I have not used the credit card in nearly 5 years and destroyed it. Can your letter help when account is still active (activated without my permission) but never used?
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