- Debtors overdue (12 replies)
- [Question] Credit Life premium, Loss Payee on Life Assurance and Rebate of credit life premium (0 replies)
- Prescription and Debt Counselling Clearance Certificate. (4 replies)
- NCR and the Credit Bureau's. Can a credit bureau list a client as been "dismissed" . (0 replies)
- [Question] Can you Fire your Debt Counselling Company and still stay under Debt Review? (1 replies)
- Questionable legality (7 replies)
- [Question] Arrest according to law and National Credit Act for bad debt after emigrating? (11 replies)
- [Question] Need help against unfair judgement (9 replies)
- Municipality debt and prescription (1 replies)
- Please advise (1 replies)
- DEBT REVIEW CANCELLATION (0 replies)
- COURT HAS RESCINDED MY DEBT REVIEW TO BE DECLARED NOT OVER INDETBTED CAN I GET CREDIT SCORE IMPROVE? (0 replies)
- [Question] I've been placed under debt review during the application phase (0 replies)
- [Question] Nedbank claim to have a judgement against me. (10 replies)
- RE: Being handed over for the same account to 2 different attorneys (0 replies)
- Prescription where payment or acknowledgement of debt has taken place (0 replies)
- [Question] Please assist I really need the advice (1 replies)
- [Question] Vehicle instalment loan - maximum applicable interest rate as per NCA (1 replies)
- [Question] Debt Review & The Prescription Act (3 replies)
- Does a Securitised Home Loan Prescribe? (0 replies)
- Prescribed debt and natis documents (5 replies)
- New proposed amendments to the National Credit Act (0 replies)
- [Question] Monetary Jurisdiction of courts (1 replies)
- Dubai Debt - Legal Action threatened (5 replies)
- How many judgements can you have for debt? (2 replies)
- Bad payment history, applying for credit (3 replies)
- Dire Straits (13 replies)
- [Question] Garnishee Orders (5 replies)
- [Question] Summons from creditor - Hardware (6 replies)
- How long does paid off debt stay on your credit reports? (0 replies)
- [Question] Wrongly blacklisted (1 replies)
- Ethical debt collecting procedures for the small business (10 replies)
- [Question] Cancellation of study course (6 replies)
- Credit checks(staff):How much do you pay? (2 replies)
- Illegal Judgment (1 replies)
- Ethical Debt collecting procedures[coming soon) (6 replies)
- Anyone ever got an approved home loan or car finance with a judgment against them (8 replies)
- Old Debt (5 replies)
- HOW CAN I GET A REFUND FROM THE DEBT COLLECTING COMPANY - GARNESHEED (2 replies)
- [Question] Postdated Cheques (2 replies)
- [Question] JUDGEMENT HELP (3 replies)
- Special Plea: Reckless Credit (8 replies)
- Amendment to National Credit Act (2 replies)
- The benefits of sequestration? (4 replies)
- [Question] Settling Debt with creditors (2 replies)
- [Question] What is Substantive Relief that the Court can provide? (3 replies)
- [Question] How do remove a judgement against my name? (4 replies)
- Is a credit profile listing update permission for unsolicited marketing? (6 replies)
- Sanity - Concourt speaks on S129 notice (0 replies)
- [Question] Loan Application declined - No Landline at work. (2 replies)
- Rescinding judgment yourself without the use of an attorney (0 replies)
- Interest charged - In duplum rule (3 replies)
- [Question] TEMPORARY LOAN (3 replies)
- Banking details over the phone (1 replies)
- [Question] NCR credit provider registration (0 replies)
- [Question] 30% RTI - guideline or legal requirement? (2 replies)
- [Question] Handling Prescribed Debts (0 replies)
- [Question] Unsure if Prescribed debt or not (7 replies)
- [Question] Is MFC above the law? (0 replies)
- [Question] neglegence in sending medical bill to medical aid on time, what do we do? (3 replies)
- LENDING TO A FRIEND: THE R7 MILLION, THE LAW, AND THE RISKS (2 replies)
- Judgement: Do I have a case to argue (0 replies)
- [Question] Registration as a Debt Counseller (1 replies)
- Unlawful blacklisting by Vodacom (6 replies)
- [Question] Failed prescription because of unknown Default Judgement (2 replies)
- Debt (14 replies)
- Stannic finance debacle (12 replies)
- summons & Judgements (6 replies)
- Listed as a Slow Payer..... (4 replies)
- [Question] hi, guys please make me understand (1 replies)
- Coming soon:A reintroduction to extinctive prescription (3 replies)
- judge ments (0 replies)
- Married in Community of Property not aware of Sequestration order against wife (1 replies)
- Credit score (1 replies)
- Unfair credit bureau listing (8 replies)
- I do not understand Debt Counselling fully???? (29 replies)
- Car Repossession rights for the debtor (5 replies)
- [Question] Prescribed debt and Judgement (2 replies)
- [Question] Dubai Debt (1 replies)
- How long is information kept on a credit bureau and where to find this law?? (2 replies)
- Interest calculations on small and medium credit agreements (4 replies)
- Can a supplier change prescribed period? (4 replies)
- The Debt Counselling Industry Needs Your Help (9 replies)
- Legal question on clause in contract (7 replies)
- Debt Counselling Support Groups? (5 replies)
- dealing with foreign debt collectors??? (3 replies)
- Debt not my fault - what do I do ? (9 replies)
- Is this fair? (3 replies)
- Cant get off Debt Counselling (3 replies)
- [Question] What happens after default listing expires on itc and I default on repayments (1 replies)
- [Question] who do I owe (2 replies)
- Do you have to deal with a collections company or can you deal with the party you owe (8 replies)
- Default judgment - How long does it reflect on your credit profile (0 replies)
- [Question] Advise needed to cancel lease Agreement (8 replies)
- Signature Witnesses Required ? (2 replies)
- Repossessed Car?? (1 replies)
- [Question] Debt written off then reversed (4 replies)
- Debt: Legally cancelling a debt over 3 years old (143 replies)
- fix rate (0 replies)
- Will i get finance after Debt Couselling? Answer : NO (14 replies)
- Reckless credit in divorce settlement (11 replies)
- Getting past judgement deadlock (5 replies)
- [Question] Credit Bureau listing and collection (3 replies)
- Can a bank just cancel a bond agreement if they think that they lent recklessly? (4 replies)
- [Question] Car Repossession- How long to payin full (3 replies)
- Sucks being a tenant, what to do? (15 replies)
- New agreement on debt counselling process (2 replies)
- Debt Judgment procedure (24 replies)
- [Question] Benefits or Risks of a National Register of Credit Agreements (2 replies)
- DENIED EMPLOYMENT BECAUSE OF BLACKLISTING (2 replies)
- [Question] New Consumer Protection Act (11 replies)
- [Question] Debt Counceling, consolidation (7 replies)
- Calculation of interest on legal fees (2 replies)
- Company debt counselling (9 replies)
- How long does the debt stand (5 replies)
- How to charge interest? (12 replies)
- [Question] Debt - How long to collect? (17 replies)
- [Question] INITIATION FEE CAN BE PAID UPFRONT? (4 replies)
- information - situation before NCA (1 replies)
- [Question] Summary cancellation of gym contract (2 replies)
- Unfair / Incorrect Credit Bureau Listings (17 replies)
- Garnishee Orders (1 replies)
- Debt Counsellors? (2 replies)
- Ask SKY (14 replies)
- Natural person registering as a credit provider to give someone a loan (0 replies)
- [Question] Registering as a Debt Counselor? (1 replies)
- When should you resort to getting debt counselling? (21 replies)
- Garnishees/Emolument attachment orders (14 replies)
- [Article] The Impact of the New Credit Act on Company Staff Loans (2 replies)
- [Article] GOVERNMENT NOTICE: COUNCIL FOR DEBT COLLECTORS (3 replies)
- Exclusions (6 replies)
- [Question] first time home loan (0 replies)
- Understanding debt counselling (0 replies)
- [Question] NCA question (0 replies)
- Credit Management Seminar (2 replies)
- Do unpaid cheques fall under the NCA? (8 replies)
- Getting out of debt (3 replies)
- Need Advice For Debt Consolidation (1 replies)
- Lets hope court grant Declaratry Order (11 replies)
- [Question] Help Any info would Help (8 replies)
- Debt collectors?? (1 replies)
- Debt has increased 3 fold. (6 replies)
- [Question] Sale of Debt book (5 replies)
- Subscription or Rental Agreements (1 replies)
- Templates for demand letters (4 replies)
- Interest on arrears (9 replies)
- Listing on credit bureaus (5 replies)
- Letter of Demands (1 replies)
- Debt counsellors fleecing debtors (16 replies)
- Navigating the 'extras' minefield (2 replies)
- Printer rental (9 replies)
- Illegal fees being deducted by debt administrators (4 replies)
- Telecoms (1 replies)
- NCA (6 replies)
- Puzzled (3 replies)
- National Credit Regulator to assist the poor (3 replies)
- ICA (1 replies)
- NCA wreaks property havoc (3 replies)
- Are we as an organisation compliant or not (1 replies)
- NCA "hampers school fee policy" (5 replies)
- Buying property as a juristic person under the NCA (17 replies)
- National Credit Act in Afrikaans (7 replies)
- Incidental credit agreements (2 replies)
- Arrear lease agreement problems? (8 replies)
- Legal entities and sureties under the NCA (13 replies)
- preferred lanagauge (1 replies)
- Colour-coded lending? (2 replies)
- Effect of NCA on tracing (ITC search) (3 replies)
- Blacklisting of Customers (22 replies)
- Find a debt registered debt counsellor (0 replies)
- Is the average small business ready for credit agreement applications. (8 replies)
- HOW THE NCA CAME ABOUT (0 replies)
- DEBT REARRANGEMENT PROCESS (31 replies)
- Functions of a debt counsellor (0 replies)
- Early signs of an NCA impact. (19 replies)
- NCA and Credit Life Policies (1 replies)
- Q & A's on the National Credit Act (35 replies)
- Your credit record: free annual report (27 replies)
- Credit Act's impact on home loans (14 replies)
- Then NCA nightmare! (23 replies)
- Does the NCA affect all agreements? (32 replies)
- Credit act could be good for those who have been blacklisted (1 replies)
- The big credit giveaway hots up to beat the June 1 deadline (9 replies)
- Black Sash slams legal eagles over debt advice (0 replies)
- Knowledge about NCA (10 replies)
- Reckless lending could knock property market (0 replies)
- Home loan approval may take longer (6 replies)
- National Credit Act practical implementation (34 replies)
- ANCYL protest against blacklisting of youth. (0 replies)
- Incidental credit agreements (14 replies)
- NCA - Chapter 2 (0 replies)
- NCA - Chapter 1 (4 replies)
- National Credit Act (33 replies)